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Here's an example not touching options or futures then: I could have $1000 cash, sell $2000 worth of stock short, buy $3000 worth of stock long, and end up with a $0 cash balance, and I would not be borrowing anything? I'm not suggesting that I would actually like to do that.

I have a margin account with Interactive Brokers. Is there any number in the platform or website that indicates how much I'm borrowing from them? How can I check myself? Is there a simple balance number I'm missing somewhere? Let's keep things simple and say I have an USD based account, and am...