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Any chance it had something to do with Friday being a down day??? :D

First you complain that they suck you in with deceptive advertising. You state their 6% rate and their disclosed fees for various riders but complain about nickel and diming for fees. So it's less than 6% net. What's deceptive about that? If the numbers aren't acceptable, avoid the product...

Please contact me when you perfect it - I'll take the other side :)

Ever get the feeling you're talking to someone with tunnel vision? :) Since you're far more proficient at explaining the details than I, I'm going to leave it to you to argue with the misinformed.

Wiping out your principal in two years? If you believe that then you also don't understand variable annuities.

LOL. You clearly don't understand the product.

If you die, w/o a death benefit rider, you get the principal less withdrawals. With a death benefit rider, you'd be locking in higher achieved values during the lifetime of the contract. If so inclined, you can get around the death benefit rider by doing the shortest contracts (usually 3-4...

Nails got nailed until his amnesia gave him a clean slate

Read up on an option's DELTA. That will explain how the option's price will track the underlying's price. Secondarily, look at IMPLIED VOLATILITY and TIME DECAY. It seems like this is a much better alternative to shorting, where there is unlimited risk. So buying GOOG or BIDU near 600...

If someone has a system that works and if sharing that system could reduce, possibly eliminate its success, other than for your own personal gain, why in the world would you expect them to share it ???

ING, Manulife, American Skandia, Metlife, Pac Life, etc. Until a year ago, Pac Life offered one with 10% guaranteed for 10 years. Google GRIB (Guaranteed Retirement Income Benefit) and GRIP (Guaranteed Retirement Income Program). Generally you'll find that the best contracts offered a...

You've posed some questions that 10's of 1,000's of investors and retirees have asked for ages. How to live off the nest egg? There's no easy answer. Interest rates are about 1.5%, give or take. To get 6%, you'll need to accept some risk. Simple as that. Unless as someone suggested...

Two words: IV and delta OK, 2 letters and a word :)

Many brokers offer simulated trading. So does the CBOE, tho I have no clue if it's any good: http://www.cboe.com/tradtool/virtualtrade.aspx Be aware that simulated trading is nothing like real trading.

It's very easy to make 10% per month with options. At least a coupla times. Doing it on a consistent, sustained basis isn't because there's always that one unexpected blow up that takes away many months of hard earned samll gains (pre-announcement or bad earnings release or maybe GS on...

It's really disconcerting how stupid and inept Obama makes Georgie Bush look. :eek:

The ratings agencies were in bed with the underwriters. They actually provided CD's explaining how to achieve A ratings for CDO's.

Clinton should have vetoed the Gramm-Leach-Bliley Act (which repealed parts of Glass-Steagall) but it wouldn't have made a difference since G-L-B was passed by a veto proof majority in a Republican Congress. The real culprit was Phil Gramm. For some entertaining reading, check out his...

Not sure but you may be caught in a bookeeping technicality until you get your statement on Sunday. IB may be showing the options as 100% losers since they expired and if in the money, were exercised. Once you get your statement, you'll know if any of them were assigned and you now have long...