Fees and charges debited in connection with the bankcards (UNIVERSAL and BUSINESS )
The easy ones:
Annual interest
0.25%
0.25%
Calculated on the daily closing balance. Such interest is credited to the Current Account monthly.
Account opening fee
US $20.00 *
US $20.00 *...
To add a little twist to the zero sum game theory; contemplate all of the cross market strategies, i.e. futures against the basket, options against the underlying, futures against the ETFS, etc., ect., etc..
Now is it still a zero sum game ...