the market makers are the HFT firms. HFT/market makers are now the predominant players in OTC fixed income/etfs/ ...
Who do you think is on the other side of an OTC trade? not a bank
if i'm in a shell emacs with a lot of customization. So much so that I don't know default emacs keys. for C# visual studio. java and python intellij variants. all else vscode which is great for less popular languages
yes, because in 10 years your 400k will have been eaten up quite a bit by inflation. I once read somewhere that being in a cash position is the hardest. attack or retreat