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%% Sounds mostly right, good law in some respects; but there is usually a remnant with common sense. So those that believe in a Dave Ramsey budget + vote that way; they get to stay+ win LOL:D:D So, no ,cant doom the whole bunch with a right remnant......................

%% Good . And he learned the hard way, glad he shared it, when broker calls + says ''soybeans are going' to the moon .....................'' N THAT never happened[moon LOL] + never let a broker , for a commission + bid \ask ruin a trade ''LOL More good:caution::caution: I like more than 11...

%% YOU guesses right, T P Ted, I carry worst case health insurance , with car insurance company + more auto liability insurance than our USa state requires. So you mostly guessed right + understood right . As far as risk , i like to study risk in any area, health , stock markets , auto...

%% WE like US much better than US ''Medicare -Medicaid or any gov health care'' A far as medical bills/ many of those in [USa] have well deserved reputation of wrong billing, excessive charges , full of fraud. An honest hospital or doc may give an up front charge ; overpriced crooks may give...

%% HINDSIGHT usually is ; unless some put so much junk on it, like a disorderly mess. Good reasons why they dont call it weather predicting ; they call it weather forecasting:D:D Farmer's Almanac about 80% accurate, long term.

%% WORKED IN million pop cities. Our county has about 30 k people, biggest city about 8k Ive gone to Lutheran , Baptist + Pentacostal Bible churches, prefer the last 2:caution::caution:. l Liked best living in rural areas+ still do. Even though rural areas can lack some things; WMT,DG...

%% Good ; + the palm trees look so cool:D:D Edit/ still a much better deal than renting from that time; and that assumes a good landlord, which may or may not have happened :caution::caution:

%% Good move on a new tax prep frim; NO Roth IRA is taxed after 5 years. No wonder, we paid tax before we put money in the Roth + never got any tax deduction. There are limits on amount one can put in Roth, per year. Dave Ramsey also noted back door Roth ............................. For...

%% THAT gift goes to the Baptist mind + movement disorder health sector.................... good tax breaks, health charity like Roth IRA , IRS mileage rate,+ muni bonds ,good sectors that tax breaks were planned to help...................................

%% I like what ex Dallas Fed Rich Fisher said ''Monetary policy is like shooting ducks, you have to get out[lead] in front of them.'' Rich quote :D:D

%% Good shots, in hindsight\ using SQQQ in hindsight. Good downmoves + Uptrends / SPY/SH today . I liked SQQQ + SH better when they were aboVe 50dma, APR + early MAY, but that'$ just me.:caution::caution:

%% LOL; Ok, but he did not say ''all''. I smoked for about 7 years\ teens tend to do stupid risk some times ..........................................................:D:D I saw brief video, Mr Simmons was teaching on a HUGE white board[Not a racial statment LOL]

%% LOL\ buy even less if its union made; but police unions maybe helpful=too many spineless mayors. IF i buy coffee@ fast food stores, not much\ usually MCD coffee or XOM traders coffee:D:D

$$%% LOL\OK ; but even coin flippers/Fed ReserVe note flipper$ @ MCD are really trading trends with non union labor LOL:D:D And if you see , you can- toucan's beak \its not really going sideways trend\ toucan's beak has a doWntrend angle on his beak:caution::caution: SPY upTrend for...

%% DR Ari Kiev interview, part time counselor for Steve Cohen trading room\Jack Schwager; Proverbs 10. Mayday10th \2024

%% EXactly; but I sometimes use more = ES or UPRO as a benchmark. SH open + close , but that's inVerse of SPY, close + open, not just open $$. An inVestor may want VOO/lower fees/ but worse liquidity....................................:D:D

%% LOL \OK but not insider info, in the SEC sense; old school boatt builder/LOL, used gopher wood [cypress or cedar] + liked to feed animals:D:D,:D:D:D:D:D:D:D:caution::caution: Strange ,SEC fee seems to favor splitting up an order or some smaller MCD Big Mac profits. MCD is an eXpensive way...

%% Also stunning, is crypto-cr*p electricity use ; it maybe a '' big threat '' to lotto\LOL a stupid tax on people that cant do math LOL. Partial disclosure, i did ask a lotto =player once, ''ever win anything??'' Strange pattern , that honest gambler told the truth\ ''NO but i came close...

%% Good jump\ good past jump from $35 past $77.777\ good jump from $17.777 to almost, but not quite $17.999. Good WAY interest income reminder$ , with HOOD.:D:D

%% ONE way to do it; find a neighbor in a neighborhood that could do it legal. He could give part or all of it to that person, even if he lost it all ; hard to get a good education for under $110k , so live long +lifelong learn. IF 97% of rules are common sense; proceed with caution...