50 period sma is probably as elegant as anything else, not too many predictive indicators out there, that study is for the big boys,
us simpletons should ride the trend.
Here is a visual, even though the stock went up a bit the vols collapsed. This is the kind of shit option seminars should be about, instead of teaching a noob iron condors. just my .000002
Here is a very good short article on the bailouts and who benefited.
http://www.minyanville.com/businessmarkets/articles/bailout-taxpayers-fannie-mae-freddie-mac/7/7/2010/id/29073?page=full