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The internet is trader666's outlet for his frustrations in real life. Run a search on his handle with keywords loser and victim. He spends his days dispensing vitriol on the internet.

You're the jagoff telling people what they think, calling people losers and victims. Search your handle with keywords loser and victim, you seem to have made quite a pastime out of it. It makes people respect you so much, keep up the good work.

And nobody forced lenders to lend. They shotgun out mass loan applications and never bother to check if any of them actually have the ability to pay. We need creditor's prisons and a sense of corporate responsibility in this country. Fuq the moneylenders. And fuq you for chopping up my...

I wonder why this doesn't come up more often in all these Hershey threads. The best gift ever given to an experienced futures trader is Jack Hershey. Jack Hershey gives hope to the naive. Not just the run of the mill naive, but so naive they believe he makes 3X daily range. It doesn't get...

On the hunt for keywords "make money online"? Check a thread's start date before you bump it up next time.

I doubt if a collector would sue for $6K, but it's possible. How long has it been delinquent? In California, the statute of limitations on consumer debt is four years, I think. I don't know what it is in NY. I googled for it but couldn't get a quick clear answer. That's an option, wait for...

I'm heading out the door here to get my errands started. I just wanted to interject on the moral issue of filing BK. Most of us have been taught to pay your debts. We've been taught that not paying debts is dishonorable. But we were never taught that moneylenders can be scumbags. BK is a two...

No, I doubt if personal BKs will get that high again. In 05 I think there were a little more than 2M filings, in 07 there was 822K filings. I don't remember how many have been filed already this year, but I doubt if it's approaching that 2M mark.

$16K, they may sue if all three accounts are now owned by one collection agency. Let's say they paid $4K-$5K to get the accounts, (they probably paid a lot less). That means they have an account worth about $11K. They will need $3-$4K to get an attorney to sue, and then give that attorney a...

No, I have never worked at a bank.

This is something I wasn't aware of myself, (from that link): Even some BK attornies will tell you that the clock restarts after you resume payments.

If you are self employed you may not have a wage to garnish if you are a sole proprietorship. But if you are incorporated and you pay yourself wages from the corporation, then yes, they can have that wage garnished. You can ignore the calls, but after a certain amount of time the collector...

A collection agency can not force you to sell your home, but they could ask a judge to force you to sell your home. It's unlikely that a judge would order you to sell your home, but it is possible because it's legal. Wage garnishments are difficult to get. It varies by state, but the...

No, you can not go back to the original creditor, they no longer have the account. The sold it to the collections agency. If you want to negotiate, you have to negotiate with the collections agency that owns the account. They will negotiate with you to make small monthly payments, but they will...

I went to Borders last Monday in the Fashion Valley area of San Diego. It was noon, the parking lot was full and so was Borders. And I do mean full, I was bumping into other shoppers in the store. I stood in line about five minutes to pay.

The first thing the credit card company does is send it to their own internal collections department. Collections will begin calling you at the numbers you gave them when you filled out your application, and that includes your work number. If that number goes to the receptionist switch board...

Sorry it didn't work out for you, but you had a good stop to get you out. And thanks for posting it up front in real time, you got the hecklers in the peanut gallery all riled up.

I just bought it at 8.29. When I did a search for HOTT, I see that one of the mods closed the thread and demanded that the poster put it in a journal. I don't really trade often enough to keep a journal.

No kidding. It simply states that no announcement should be expected by Monday. It even reiterates Bush is considering ways to aid GM and Chrysler.