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Just to clarify, I realize that banks cannot raise the rates on a mortgage until the end of the mortgage term. I was referring to the poster who had his credit card interest rate increased. I agree with all of your points 100%. I own a home and am not happy about the declining prices...

As someone who always pays my bills on time, I certainly do not condone people who default on loans. However, you do raise a very good point. Banks can suddenly change the terms of an agreement by jacking up the interest rate on a loan. They do not care if it causes finacial hardship for the...

Do you have a source? The only story like this I could find was from a year ago: http://www.washingtonpost.com/wp-dyn/content/article/2009/03/05/AR2009030502834.html

I'm not sure what came first, the chicken or the egg. Is it our country's leaders' fault for bankrupting our nation or the people's fault for allowing such fiscal irresponsibility to continue over so many years? Our deficit has been increasing every year for decades--is it a total surprise that...

The only factor that drives the action of banks is money. The real estate market is so bad in some areas that the banks lose even more money if they foreclose. They know that the tenant will either trash (or bulldoze) the house and there will be a lot of expense involved in cleaning it up and...

Maybe Ron Paul will run as a Republican presidential candidate. http://www.ronpaul.com/

Looks like the PC magazine editor's choice is Norton 360 4.0. My Trend Micro is about to expire and I have gotten several viruses as a subscriber. It took 37 e-mails back and forth as well as several long telephone conversations to get rid of the last Trojan on one of my back-up computers...

Rogers is probably correct. However, wasn't he secretly buying US dollars at the end of last year while he was openly bearish on the US economy?

It is amazing that anytime someone discusses preparedness, someone (maybe it is you every time, TZ) states that it is worthless to prepare because that will only make you a target and everyone will steal your stuff. I guess in a Mad Max scenario you may be correct. However, there are a lot of...

For most people, buying farmland is not a realistic option. However, if one of the purposes of owning farmland is self-sufficiency, it is possible to grow fresh vegetables and fruit for your family in an urban setting. This year I am planting several fruit trees and starting a square food garden...

I had never considered such a possibility, but this is a very likely scenario. In fact, if our economy collapses and social chaos ensues, martial law and military dictatorship is a real possibility.

I understand your sentiments exactly. But think of it this way. If the dollar goes up, gold will go down and vice versa. Therefore, keeping some money in gold bullion or GLD is simply a hedge against a probable resumption of the dollar decline. Personally, I got stopped out of all my metal...

Sounds like there is a little instability in Shangri La right now: Sovereign Man Notes from the Field Date: February 22, 2010 Reporting From: Pattaya, Thailand I was in the back of a black sedan on Friday morning speeding along Highway 7 from Pattaya to Bangkok when my...

Great blog with a lot of useful information. Thanks for posting it. His book is written in the same way--packed with practical advice.

Thanks for your suggestion. I have prepared for self-defense as well. A very interesting book suggested by another poster on ET is: http://www.amazon.com/Modern-Survival-Manual-Surviving-Economic/dp/9870563457/ref=sr_1_1?ie=UTF8&s=books&qid=1266801620&sr=8-1 It was written by a man who...

So your suggestion is to be unprepared and desperate?

Ron Paul is one of the few beacons of light in our current economic gloom. Unfortunately, the government is taking absolutely none of the actions he recommends. Obama has proposed freezing spending on about a third of the budgetary items, but not until next year. Our military operations in the...

http://www.businessinsider.com/soros-doubled-his-gold-2010-2

Based upon other suggestions I have heard about the best thing to say to the police, an even better statement might be "I've done nothing wrong and I intend to cooperate fully as soon as my attorney is present". Even if you are not worried about getting into trouble, it is good to educate...

You can decrease the odds of losing your personal freedom due to the US justice system by never talking to the police as explained in this video: http://media.regent.edu/lawPreview/031408_DontTalktoPolice.wmv