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  1. M

    Bankruptcy or charge off ???

    Ah no, learn to read. 7 years is how long it is on your credit file from charge off, see the FCRA. A chapter 13 stays on your credit 7 years and a chapter 7 for 10 years. You can be sued up to the SOL which I provided. I also wrote "Once this is a judgment it is there until you die...
  2. M

    Bankruptcy or charge off ???

    I am an expert here. The rule is 7 years from charge off. However many collection agencies break this rule and report it as a new debt. If it goes through many agencies they each may have illegally put this on your credit. How long it stays on your credit has nothing to do with the statute...
  3. M

    when did Ruth Madoff know

    If she ever recomended to 1 person they use her hubby, she is toast. The children made millions off of this and they will get taken down too. Yea they worked in the legitimate business. Who buys that they deserve the millions they made too.
  4. M

    How Powerful is the Subconscious Mind?

    Watch Derren Brown. Here is a short segment of his. http://www.youtube.com/watch?v=3Vz_YTNLn6w my favorites so far are the heist where he takes agroup of people and messes with their minds so that 3 of them rob an armored car and Messiah where he convinces experts in the field of...
  5. M

    Why is it scarier to spend money when you have it, then when you dont?

    I think a good book is the richest man in Babylon. It is simple enough to start young teenagers and fairly unsophisticated people on.
  6. M

    Total Internet Takeover by Military Industrial Complex-NOC, BA, RTN, GD

    This is no big deal. Other potentially hostile countries have cyber warfare capabilities. We have to be able to protect critical infrastructure from these threats. When that Chinese jet fighter crashed into our spy plane near China, there was basically a cyber war that took place with...
  7. M

    U.S. Gov just spent 190 million on swine flu vaccine

    A mass casualty event is a certainty from a historical perspective. Add in WMDs and there is even more of a likelihood. You should be glad that a plan exists. It is a lot like disability or term life insurance, you pay it, hope you never need it but it allows you to look after your family.
  8. M

    U.S. Gov just spent 190 million on swine flu vaccine

    This is money well spent. The fear is that it will mutate and be a killer in the fall. Best 63 cents ever.
  9. M

    Microsoft options question

    I am working in a new office today with a fellow from the office I hadn’t worked with before this week. He is a coder and I am telling him some things I want and he is doing them on the spot. We are talking about a few things and he tells me he had worked for Microsoft from 81 – 86. I...
  10. M

    Video: Bank Tearing Down Brand New, Million Dollar Model Homes In California...

    I think this explains it. Fearing Blight, a California Town Makes It a Crime to Neglect Foreclosed Homes http://online.wsj.com/article/SB124112509277274533.html
  11. M

    New EBay Motors = Time to short?

    if you are looking for classic cars and parts it was great.
  12. M

    New EBay Motors = Time to short?

    http://devnull.at/?P9HD4 Ebay pulled a Coke move and created a New Coke, that is EBay motors effective April 13th. It is an absolute disaster from what I see and from what some sellers are saying, sales are massively down. An EBay person last night advised users to perhaps disable...
  13. M

    An Honest Question For the "gainfully" employed

    Health insurance is the number 1 reason. Once you have a family it is very scary to have no or dodgy health insurance. If there were a way to get affordable health insurance you would see a wave of entrepreneurs unparalleled in the US.
  14. M

    J.P. Morgan CEO sees positive signs in Calif. real estate

    Can you give me the utube name guy who did this? I would like to see his others but I can't find this on utube.
  15. M

    No confidence in the truthfulness of government officials

    This is a great site. Those democrats single handled destroyed everything while the republicans were in power. Yawn.
  16. M

    What is happening to men?

    Schools went through a transition and are totally built around the way girls are. Boys are at an incredible disadvantage in public schools. It is truly sickening. Still if you bring this up now, some woman will start shouting at you that boys have all the advantages in school. They fail to...
  17. M

    Madoff is denied bail and ordered to jail

    He and his family are absolute scum. I hope they all end up in jail. I think the judge should order him to live as a homeless man for the rest of his life, to sleep in a shelter and never enter anywhere but a public space. That will never happen but I can see him at the supermax federal...
  18. M

    Who's stupid enough to be shorting these levels?

    I have a feeling that the information age makes the falls much faster. I’m not saying we are coming out any faster, just that I think the dive is more steep.
  19. M

    Will the Baby-Boomers 401s & IRAs be the next shoe to drop?

    All these folks who have stocks in their 401ks have to retire someday and they will move out of stocks. We are already seeing the effects with so many folks having moved out already. I honestly don’t know who will be buying what they sell for the next decade.
  20. M

    Obama administration will announce nationalization

    Think RTC II. I am certainly not happy about this but I don’t see how you can blame the poor SOBs in the government for fooling all these Harvard MBAs into stupid financial deals. The business community in the world treated the economy exactly like Paulie and the boys treated that...
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