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they can't cancel it unless there was something fraudulent you did. otherwise all they can do is freeze it (ie, not allow further withdrawals). i suggest you use the heloc now while you can. they won't tell you until after the fact that they're freezing it. otherwise it defeats the purpose...

if by black dot you're referring to floaters, then it's generally harmless and has nothing to do with astigmatism. but the only way to know for sure is to see a couple of optometrists and get their opinions

lol no kidding, if average home prices drop another 40-60% surely that's gonna change the economy (sarcasm). but it ain't gonna happen. that would put the average price at around 85k which is significantly less than the cost of construction.

well, about 36-38% of homeowners don't have a mortgage, so you're talking about 1/3 of mortgagees being underwater. i bet virtually all of them bought or cash-out refi'd in the last 5 years.

an S600 is not about making it. it's not really a "wow" car. the average person on the street would not know it's a > $100k car. this is too subtle a car to be an "i just made it" car. the "making it" car would have to be some type of exotic such as ferrari, lamborghini, bentley, zonda...

virtually every automobile made in the last 35 years has disc brakes at the front, and disc brakes have no springs that you speak of. they are self-adjusting and will drag very lightly against the rotor by design. if your brakes are dragging excessively, your fuel economy will suffer and the...

people who ride bikes are STUPID. i also know 2 guys who got into accidents (broken bones) then sold their bikes after they learned their lesson. don't even say "yeah everything in life has risks". that's the most retarded thing i've heard. there is no such thing as a minor accident on a...

no surprise, victorville is a shithole in the middle of nowhere. i know a couple of people who bought investment homes there and sadly they are losing money each month from the negative cash flow. and that's on top of the 50% depreciation. this city, which had a population of about 75000 in...

you must have seen it at a dealership because the odds of seeing one on a public street is about 1 in a million, or the same odds of traderzones or mock_trad3r making money in the market. btw, like everything else their prices have been declining. they originally fetched $2.25 to 2.5mm but i...

notice how he failed to give a specific timeline.. lol. i hereby predict the dow will surge to 20,000. (one day i'll be right!) :D

does anyone know of a calculator that, given a VIX value and other parameters like expiration date, can generate a best-guess IV skew and prices for a chain of SPX options?

after reading the ladyboy thread, i wouldn't be so anxious to see the "babe" if i were you

thailand in july and august, haha! how do you plan to go on these tours during monsoon season? :D

there's a 20-fold difference in latency between dsl and dialup (5ms versus 100-125ms to your isp server). however, unless you're doing automated trading you won't notice the difference. to the human eye and brain, there's no difference between 5ms and 100ms

we'll have years of lingering pain. it won't be as bad as last autumn, but with the fed conservatively forecasting above-average unemployment for the next 6 years, i don't see how the market is going to take off like in 2002. everything is driven by consumer spending -- and employment and...

if you have a employer match for your 401k you'd be dumb to pass it up, no matter how bad the stock market fared. if you don't have an employer match, then 401k's suck. they're too limited in their investment choices, plus your money is tied up for a long long time.

there's nothing wrong with borrowing money at low-interest to invest in something that pays higher returns, but putting 75% into a 2x ETF is nuts.

people don't get into engineering for the same reason i didn't get into medicine: it's just not interesting to me, income be damned. i told friends that, as a software engineer with only a bachelor's degree, they can start at $75k and within 5 years go above 100k, but that didn't persuade...

i've been around dozens of pairs, some real and some fake, and those are fake. thin women don't have naturals that large

i like that website. i'll bookmark it for when i'm 45 years old. for now i don't need it but at some point it'll come in handy! like hugh hefner said, i may grow old but my tastes in women don't