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$2000/mo is gonna get you some piece of crap rental. if you're ok with that, then go for it. the people who say monterey is frigid in winter probably grew up in palm springs. it gets into the 40s at night and high 50s during the day in the winter and it never snows. compared to 85% of the...

i call you on this. what model do you have, and describe the procedure for changing the engine oil? what is the drain plug bolt size and shape, and where are the jack points? i helped my friend changed his gallardo's oil so i know all this. let's see if you know it too. don't bother...

about $350 for just engine oil, or $1200+ for engine + gear oil + brake fluid and other maintenance. it's about the same for ferraris too.

"new exotic investment"??? LOL. they've been around for over 10 years. i have owned some for nearly 3 years

the program is a direct subsidy for new car dealers and manufacturers. i have noticed new car prices for certain models rising in the past week, coinciding with the increased demand caused by CFC. as a consumer, you get a $3500 rebate for the trade-in that might be otherwise worth $2000, but...

lol you don't have a clue what you're talking about. first off, the SEC not FRB governs reg-t rules. secondly, you can sell spreads in a cash account, subject to some restrictions. reg-t does not prohibit it. it's obviously his broker.

i'm always amazed at how envious some people can be. he'll make hundreds of thousands of dollars, and you won't. if he were a former plumber who went to prison for dog fighting, he'd probably work as a plumber again once he was released and you wouldn't give a shit. so how is this...

it sounds like you tried to sell a call spread using options that are american style (prohibited for obvious reasons). try with a euro style option and see if they allow it. they should.. if they don't, that's unreasonable. the only other thing i can think of is that you have other options...

you're correct, there is NO way to have your cake and eat it to. you will reduce your available margin if you employ the techniques mentioned here (ie, invest in an ETF or EFP). and tbills pay such low rates that the commissions offset the dividends, so don't bother with tbills.

so you taught your 4-year old a lesson about saving versus spending, by buying her a $laptop$.. damn, that'll show her!!! you should've given her option #3: invest in a 5-year CD. jeez do you know how laughable this lesson of yours is? when she turns 16, i'll bet you'll teach her...

nutmeg, your ideal of parenting is giving a lecture to your (stubborn) teenagers. think about it, since when do teenagers listen to a word anyone says? kids learn by experience and by example. when we grew up, my parents never talked about money management but somehow we learned about it...

tbills and money market funds are paying jack s*** interest rates right now. bil is an etf that's practically a mmf and it pays 0.1%. you have to take a bit higher risk if you want a reasonable dividend: shv, shy, usy

mithos' reply is the only smart one here. which is better: 1. $0 debt, $50k/ year income 2. $1mm debt, $400k/year income, $4m assets? financially savvy people know how to utilize debt to make money. the rest don't know how to do that so they avoid debt.

steve jobs and apple's marketing department is total genius. you see, apple products are as much about look and feel as they are about functionality. you think everyone is like you and only cares about its technical specs? no way. every chick i know -- without exception -- who is into...

it's a creative idea but won't work for this reason... the people who are at risk of foreclosure probably have no liquid assets, little or no income, and poor credit. if you were a landlord, would you want to rent to someone like that? most likely you'd require a security deposit and...

try talking to a few people who work in this area and looking at their books, as i've done, then educate yourself. you don't have a clue. as i said before, the total overhead for one hour is $300-400. that is based on actual practices i've seen and know. your bullshit is based on what...

it won't happen until td-amer is approved for portfolio margin.

2100 for 1 hour of work is indeed highway robbery. rent for a small 1-person practice is 50000/year unless he practices in manhatten, so if you consider only the hours the office is open that works out to $22 for 1 hour. dental liability insurance is $25-50k annually. and so on... do...

warning: dentists are among the greediest white-collar professionals you'll find. i know 3 people who are dentists (including a former college roomate), and i know two other people who work in dental offices, so i know what goes on behind the scenes and how they operate. they will do anything...

i have paid cash for physician visits before, but they only reduce the price by 10~12% so it's not that significant