Not saying you got a bad deal, but 1 mile from the beach is generally not considered a beach house. I think there may be a little confusion because you referred to it as on the beach in a previous post. Sounds like a fairly good deal though esp. if you enjoy Orlando.
if you use a 0% APR balance transfer offer, I believe it will be categorized as a balance transfer, not a cash advance, unless it says otherwise in the terms and conditions
oldtrader, regarding the line of credit, look at this horror story:
http://knockthehustleblog.typepad.com/hustleknockin/2008/06/bank-of-america.html
could it possibly be that bad?
so when you apply for a credit card they generally look at your Equifax score rather than the other 2?
I thought they looked at all 3 and averaged them.