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Change your user name to retire85, as things have changed recently that may affect your timeframe :D

If these things weren't backed by the US government, nobody would qualify for a $160k loan for a music degree. When goverments make guarantees, you get lose with your money.

Don't forget New World Order, Amero, Rothchilds, treasury default, peak oil, WWIII, Skull & Bones, 911 inside job and any other conspericy theory.

That's how it should be in my opinion. You have to feel pain when you borrow money you cannot afford to pay back. It should be that way for banks, citizens, and governments, but unfortunately it rarely is.

I think the smartest thing to do is wait at least until 2010. It's not like you're going to miss the boat, so to speak. Real estate moves in pretty big waves, so once it gets going, you'll have plenty of time to get on board, in my opinion.

That's pretty damn funny :D

Yes, at which time, I will get out of bonds and primarily into stocks and real estate. Tell me again, how inflation would help make this rediculous plan better. That is the arguement at hand. A 3% return along with "monster inflation" would be a disaster for your money. At least with...

Let me say, that my investment (not trading) accounts are only about 50% in stocks. I went 50% bonds last year and I'm down about 5% for the year, so not too bad from an investment standpoint. But to think that you're better off with the goverment stealing your money to go into treasuries at...

Ok, I'll keep investing in my 401k (with a 50% employer match) and you invest in Treasuries at 3% and we'll see who comes out ahead. I have no problem if you want to do that, if you distrust the stock market. But you can do that with a 401k currently by rolling it into a self directed IRA...

If you're retiring now (or in the next 5-10 yrs) you shouldn't have all your money in stocks. Look at the fucking charts. The market always goes up....................over time.

Fuck this deadbeat. Who takes out $160k in loans to get a fucking music degree anyway? What could you possibly do with that degree right out of school to handle that kind of loan? If you take out $160k loan, you damn well better be a sugeon.

Where o' where is southamerica?

It's never enough for these fucking liberals. They won't be happy until they control everything and we all wear brown uniforms and go to our goverment dictated jobs. It's unbelievable. That which you tax.........you get less of. That which you subsidize.........you get more of. I...

You can NEVER give these fucks enough. Seriously.

Once again, a pension fund that is over promising and having to carry much more risk than they should. I can't fucking wait to bail out the Cali public workers retirement at the expense of my own....................retirement.

I would definately say that it has accelerated recently (10 years or so), maybe due to the success that we've had economically over the past 25 years. People now believe that it is their God given, constitutional right to have free healthcare, retirement, free education, etc provided by the...

Hammer & Sickle?

If I recall correctly, Pelosi recently has made comments regarding disbanding 401k plans in lieu of a government forced retirement program (seperate from SS obviously). Does anyone have any links or direct quotes? Does that sound familiar, or am I just having Democrat anxiety disorder and...

What a f'ing scumbag pickens is for not letting them bank the original $165 after it had ballooned.

Well said.