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Tennessee Commerce Bank stock symbol TNCC works well but would be better if they had their own Swift and they were paying over 2% interest this time last year and now it's .3 whereas some pay over 1% I think many banks now offer what's called a Cash Management System where you can send...

BAC is as you said, a poor choice. But i currently use them for incoming international wires because they have a Swift code and not many banks have one. When a bank don't have it's on Swift code, then many international people paying you must send to an intermediary bank and then you often...

Thanks for all replies! Do you have first hand experience sending wires from your office using any of these? I tried Bank Of America's Cash Management system and for some reason they never got me fully operational. I'm doing OK sending wires from the offic to China and all points of the...

How safe are your banks? Which USA ones are safe to keep money in? I like this one - stock symbol TNCC but the stock is off 84% in 6 months. I use their cash management system as it works well for wires / ACH / etc. The 84% drop makes me wonder about them.

Hang in there Jack :) surely somebody will come along soon with some firsthand experience. It's a good valid question. I too am subscribed to the thread. I've never traded ETFs but i wonder if it might fit you to have a Schwab account where you could trade Schwab ETFs for free. Just a...

Thanks for speaking up, my meeting is 3 days away and i appreciate all the tips i can get. Right now I'm leaning towards just parking excess funds in 5 year bank cds as it's still about 5 years til i plan to retire.

I pay about 45% income tax and some of my competitors living abroad say it's perfectly legal to partake of the "UAE Free Trade Zone" and create a legal business in the UAE and thereby avoid paying income taxes. One of my competitors who recommends this does about 40 to 50 million $ per year...

Hmmmmmmmmm. interesting, i have interest bearing accounts as high as 2.2% but most are 1.25% and one of those does indeed offer bank cds at 3%

Thanks for your comments and insight, they were helpful. It's always good to get more than one view. Thanks again, birdman

Defer to 5 years out minimum when i will turn 60. I have a handful of employees and will leave someone in charge when i retire, so i will probably always have more coming in than i need, just thinking about something to do with excess that draws about 1.25% at the banks.

It's 6 years later in this thread - does anyone have additional insight into "Annuities" in mid 2011 or is it pretty much the same? I have an appointment with Edward Jones to consider buying annuities.

Thanks to all! Good info! Peace:)

http://bigcharts.marketwatch.com/historical will show me a daily snapshot for any symbol / any date but it only shows open price high price low price closing price and here http://bigcharts.marketwatch.com/quickchart/quickchart.asp?symb=ip&sid=0&o_symb=ip&freq=9&time=1 i can...

I had hoped someone would chime in with their Schwab comments as i wondered how that might be and i look forward to you updating us about the new version coming out in a couple of months. I'm using AMTD and got grandfathered in from izone at the $5 rate, but i always wondered about Schwab.

3 months ago i quit my day job of 28 years and when i quit i was given the option of retaining my health insurance (not including my dental or life) for just over $900 per month. I opted to go without insurance and have checked out similar mid-range policies that are similar priced and i...

Catoosa, Off the top of your head, what would you say the minimum daily volume your stocks must average trading, before you can expect to trade 5000 share blocks with one limit price order? Many thanks, birdman

Thanks for your reply Denelle. It's an interesting landscape. Best Regards birdman

Take a look at http://userbancorp.com/ and tell me what you think about the legitimacy and safety of such services. Based in New Zealand with locations in Belize and Panama. http://userbancorp.com/about_us.html and http://userbancorp.com/legal_framework.html tells more about their...

Thanks Vinny, I sent them a quick email and i bet i learn what the norm is regarding international accounts. One of my affiliates recommends bank accounts in Dubai that pay 3% interest, but he's comfortable with that cuz he lives there. I'm not sure i would want to have large amounts...

Some of my partners might benefit from having US bank accounts and i assume most any US bank will accept them. I do notice i get checks mailed from Israel that are wrote on a US bank, so it may be a fairly common practice. This is for non-US citizens living outside this country. What's...