Know what, dude?
The saints fucking suck ass. They're going to get their sorry Superdome Katrina asses run over by the Colts and I'm going to celebrate it.
Some of the reasons he lists are kind of silly.
The ARM reset scare has had everyone I know of with an ARM getting their payment lowered because the rates are tied to some rate like prime, which remains at unheard-of lows.