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Where exactly does the other 90% go? I will accept that a poor person spends all the money they get. By spend I mean precisely that they trade their dollars for goods or services which they consume that never yield a monetary return. Food, utility bills, car payments, clothes, booze and other...

Let's not blame the thermometer for the weather. It's not low credit scores that are the problem, it's that people were able to take on more debt than they could repay.

Paying to apply? Scammers have done this for ages. Sure it would thin the herd, but who does it allow to pass? The naive, the desperate, the bad with money. None of those I want working for me. I guess you could use it as a contrarian indicator; anyone who pays you is automatically...

Murray, You've got about 40% of a great thread here. I would love to see it run to completion! Things did get sidetracked but I know how a customer facing life is; we can't just tell people to go to hell even when it's for the best. There was a thread in the same vein a few months back by...

Not all of your strats combined, each one on average. Many times a day, once a day, a few times a week, a few times a month?

All of you people who are saying "haha million dollar houses are for the uber rich" never lived in California. During the boom, that was what you paid for your next house after you sold your starter home. I lived in the Bay Area in Cali and have family in Orange County. I did refi's during...

It's a battle of the multi-thousand-posters. Don't see this everyday. <popcorn>

This kid doesn't need money, he's living off his folks. When he needs money, he'll take some crap job and constantly complain to his coworkers about how he had to take this crap job when he has all this fancy schooling. Having a resume show up at 11am says one of two things; "I have no job...

What about it? Swiss banking secrecy is a thing of the past. UBS was the first to buckle under pressure from the US, now all Swiss banks are suspect.

I read this article and my head just asploded. I have been playing around with hairbrained schemes in NinjaTrader; 37% success kept coming up (and when choosing the opposite direction, 63%) as the number of profitable trades in various strategies. I thought I was seeing a rounding error from...

Stock go up! Hurray! But alas, sometimes stock go down. :(

This is about basketball right? :confused:

I give up. What?

It is this sense of entitlement that will kill our once prosperous and proud nation. I've been on the job hunt in the craigslist and monster age. I was able to send off resumes and follow ups for every job that I was remotely qualified for in an hour, in the evening, while enjoying a beer...

http://online.wsj.com/article/SB10001424052748704862404575351301788376276.html By ARTHUR B. LAFFER The current debate over extending and increasing federal unemployment benefits encapsulates the disagreement between the Democrats in power in Washington and their Republican opponents...

Currency value is a positively correlated function of political stability. The reverse is also true.

Move your entry to your stop.

It's finally warming up here, so I dusted off the fans today. On house fans, the settings go Off-High-Med-Low; but the blower in my car goes Off-Low-Med-High which seems to make more sense to me. Anybody know why?

I have a theory that the major banks in the retail biz (BofA, Wells Fargo, et al.) don't actually make any money on their retail customers. I think it's just a front so they have a large constituency of people with skin in their game so they don't face a widespread backlash. Example: The...

Steel and Iron segment is up 3% today, while S&P is up 2%. Is this a short?