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Exercise wakes me up and so does music when I'm tired. I love Mtn dew or Amp and beef jerky on long drives. Music, Mtn dew, and some kind of food like that and I can drive all through the night. Another thing that works awesome for me is a super short nap. Like 5-10 minutes. I get about...

Setup identified!

So you drive trains right? :D

Yea, the sweep account actually has a lot less than I thought. It is just all the funds over a certain balance that are swept out. So it represents a small amount of our capital. The other credit union is very solid financially as well. But of course that can always change I know. We have very...

Oh sorry, the sweep account is actually with another credit union. They basically act like the fed to us. Several smaller credit unions use them for all the clearing and everything like that. So the sweep account is through them, I don't know all the specifics on that though as far as...

I belive the CD's were FDIC insured, but I am not 100% as I had nothing to do with them. We have a decent amount(for our size) in retained earnings as well despite those recent losses. More than enough to cover any loss. But yea I think that savings account will be the best route unless I can...

Haha yea it is tiny. They managed roughly a $100k loss three years in a row until this year. So I was pretty happy with everything I have accomplished. But all our money not lent out is in a sweep account just sitting there collecting minimal interest. I found some business savings accounts at...

We have a lawyer on the board, I haven't discussed with him. I was trying to find out on my own kind of then to get back with the CEO. I didn't want him thinking I was going behind his back contacting board members. And we are tiny. We are an $11m credit union.

I work at a very small credit union ( $11m with only 5 employees). We only have one office, but we have members all across the US approx (2000 members). I started working here at the end of 2011. Before I got here they had been at a significant loss for the past 3 years. In 2012 I had several...

lmao I can see it now, riding down the road in a trade like oh this isnt so bad... a position turns against him and then the signal cuts out......you will be screaming at the driver BACK UP GET TO THE SIGNAL!!!!!!!!!!!!!!

Verizon is the way to go! Actually I don't know about that area, but everyone I know (in multiple states) that has AT&T does not like it very much due to reliability. But that could have changed

Thanks for the response EON

Just looked at the current cl contract and then January of '14, do they normally stay somewhat close in price? I expected there to be a larger difference than $1 or so. Or would that really be tied to the economic outlook? Just some late night curiosity!

I knew that was coming lol

How many of you all think you could have done better if you had just invested long term instead of trying to trade your account? I am just kind of curious.

I believe dividends will be taxed at your usual income tax rate. Long term capital gains tax will be 20% I believe but I am not positive on that

Time to get back in the weight room. I have been out for the past 6 months due to a shoulder injury, work, school, and family time. I am trying to gain 30lbs in the next 6 months or so. Hopefully a little sooner if I can. I am going to have to really step it up on the diet! But lucky for me, 6...

Thats not good! Google free Keylogger and you should find plenty of options.

I work a full time job 730-430 so I am at work during stock market hours. The few days I have been home and the market open, my trading has been very poor. I used to trade options for about 30 minutes every morning at work and I was MUCH more successful there for the most part. At home I just...

What happened to the guy?