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What grad school? Sorry, but I think you're full of shit. Stony Brook is a Tier 1 school. If you really graduated with a 3.7 GPA, you shouldn't have a problem getting into a decent grad school. You must have applied to an Ivy grad school to have been rejected. I suggest you look into other...

It's near Frisco. I bet lenders are more lenient there because the real estate is still ridiculously overpriced and likely always will be. Similar to 100 year mortgages in Japan.

Unlikely. He would have to go back and take a bunch of biology and chemistry courses that weren't part of his undergrad. Plus, he'd still be competing with people who hold biology and pre-med degrees. In most other countries, you can go straight to med-school after secondary school. That isn't...

Ten years ago, companies were hiring anyone with a pulse. Today, things are different. His trouble getting an interview probably has little to do with salary requirements and more to do with a lack of relevant experience. He's just going to have to wait it out and find something else.

This has already been addressed in this thread. Aside from the fact that I think the OP if full of shit (he needed a sponsor to get a Series 7 and 63, but he claims to not have found a job since graduating), those jobs are going to experienced workers who have recently been laid off from other...

Well, as you mentioned, you graduated in 1984. There was absolutely no competition in 1984 for CompSci majors. A relative of mine graduated with a CompSci degree in the early 90s and was heavily recruited by a Fortune 500 company. Her undergrad GPA was 2.1. She couldn't even program a "Hello...

There's one thing I'm confused about. You claim to have a Series 7 and Series 63. Don't those require sponsorship? So somebody must have hired you on unless you're lying.

There's really nothing funny about anything. It's quite simple: NOBODY IS HIRING! If Harvard and MIT grads can't find jobs, things are really fucked up. No cover letter in the world will help him, and he shouldn't take it personally as previously mentioned. Join the Navy. Not sure if...

This isn't 1980. Most employers will only accept your resume if it's submitted electronically. I used to work in a retail outlet in college a few years ago, and my boss would rip up a paper resume if a random person just came in and dropped it off.

Look at Chinese drywall, baby formula, and toy paint. Do you really want to fly in a Chinese airplane? I'll take Amtrak, at least until the trains are made in China as well.

You must have known before you started that you weren't going to find a job designing video games, especially from a diploma course. Those jobs go to people with CompSci degrees and are highly competitive. Everybody and their brother wants to design video games. If you were smart, you'd...

It's not just finance jobs though. It's any job that isn't related to the health care industry. Even engineers are having a hard time. Insurance companies aren't even hiring actuaries anymore. A few years ago, you didn't even need a degree to be an actuary. Just pass the first two exams and...

You shouldn't have majored in economics. Get a masters in something else, perhaps operations research. Or consider joining the military as an officer.

Yes, it HAS to be this way. Reversion to the mean. An upper class has always existed, and will always exist. An upper class requires a lower class to exist, but not necessarily a middle class. When the upper class essentially "owns you", you tend to care less about your financial situation...

The government perhaps. Churches? I really don't believe religion is the root of the problem here. Yes, there are some dumb southern hick retirees who give their social security money to televangelists. However, no amount of financial education is going to teach kids to spend money wisely...

Umm, no. That's not the reason. Everyone today wants to be rich. Their inability to do so has nothing to do with the religious beliefs that were imposed on them. Honestly, I went to a catholic school until I was 12 years old and don't even remember the "it's easier for a camel to go through...

The $25/hr that you assume should be placed on his time is arbitrary. Employers don't value your time outside of work. Otherwise, they'd pay for your commute. This forum is obviously popular with traders, and most don't see the value in home ownership or real estate investing in general...

Will someone please ban these assholes? Make it a minimum of 50 posts to post a link.

The gap is shrinking because Americans are buying less shit from China (they can no longer afford to). Hardly a good indicator, as much as the media would like to spin in.

It would be a complete waste of your time and resources to pay off debt when the world is collapsing. There's absolutely no reason to do so. I also wouldn't suggest loading up on gold and silver. It will be completely worthless in the post-apocalypse. Guns and ammo would be far more valuable...