Nik, as best as I can guess, this may refer to the Community Reinvestment Act. From wiki:
http://en.wikipedia.org/wiki/Community_Reinvestment_Act
"The Community Reinvestment Act (or CRA, Pub.L. 95-128, title VIII, 91 Stat. 1147, 12 U.S.C. § 2901 et seq.) is a United States federal law that...