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sure he does! they just abandon ship when all hell breaks loose :D

Detroit...America's Third World Country

Even if so, houses are and continue to be built. Earl Nightingale said it once some 25 years ago that for very building now, next to it, a new one must be built.

Or they still made plenty for them as is, left when lifeboats were around, and now are watching from afar...

I believe I posted it earlier in this thread, but I do have several accounts long since charged off...I got a bit careless a few years ago, beyond that, this is where I stand now: Citibank acct. on a judgment - been through the court twice, it just gets continued as they see my assets are far...

Six months = charge off. After that, calls should slow down as the debts are sold off to collection companies...at which point calls may pick up depending on which company handles the account. Settlement offers can still come in, or you could offer yours; may not be too "low" right now, but...

Education is good if it's good, relevant, informative, and also more importantly, makes you think and springs ideas. Education now is just take this information, rehash it back a couple of times (test), see how long you can remember it until the end, then go ahead and forget about it.

Indeed. Most debt collection companies now are looking to settle for something, ANYTHING to get from you. $.50 on the dollar is average. In fact, many are working with or are subsidiaries of the cc company. I have ICO which is part of AMEX offer me $.25 on the dollar for a ~8,000 account...

People usually got a job within or after that time frame. Not anymore.

18% unemployment :D

you can't make this stuff up! http://www.politico.com/news/stories/0709/25083.html Of all the statistics pouring into the White House every day, top economic adviser Larry Summers highlighted one Friday to make his case that the economic free-fall has ended. The number of people...

that's a lot of hardware that'll probably end up in wholesale/liquidation lots...

Welcome to the new club!

He's right. Some modification "programs" (call them what you will) have as one of the pre-requisites for disqualification being current on your payments. So you miss a couple of payments and now you qualify...or have a better shot at the outcome. Or, they also won't "listen" even if you...

I have a '98 Corolla I got in '01 from a lease w/28K miles on it. It now has 197K...needs some work coming up, but has run just fine otherwise. The local dealership just sent me a postcard of Toyota's "buyback" program in which they supposedly will give 100% MSRP based off of the NASA...

add Buffett now to the calling for list...

this is what we call at the tables, "double or nothing" :D

Here's the next one:

Indeed. Doesn't take much to try and get the money back. In good old New England, it's up to each INDIVIDUAL city and town to decide its rates. Values go down, raise the mil rate. Want to argue your assessment? Good luck in some areas...it will take you a lot of work and trouble to get...

It's very disturbing when companies like that are the "only ones hiring." I have a regional gas station chain in my area. They are (almost) always building new stores it seems. Either way, the ones I go to a lot, every several weeks I see new faces in there and then others gone. The...