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Right now loan mods are accounting for about 31%...still too high as is, but also showing how many were way over it.

put it this way...if you are negative after all the numbers, then filing is a breeze...anyone disputing it is just being a hard-ass because really, what can you get out of being negative? It's when you own the houses, cars, etc. etc. with all payments and other assets where things can get a...

could always build the plants where all dem wind farms are going in Texas right now...:D

like any bill, the good gets weighed with the bad. And right now, the bad outweighs the good. Hey I have my state-run health insurance at a scant $39/month...but I wouldn't want to see this thing go through as is.

many CW/BofA (yea one and the same but I love using them both) bank-owned homes right now aren't even being listed. Actually again here in Mass. they were supposedly pulled off the market after a judge ruled on some illegal foreclosures (the representative wasn't the representative for the...

My colleague I work for just got the BofA/CountryWide contract for homes in Massachusetts. Delinquents/pre-foreclosures, etc. These are to be "serviced" (i.e. checked on every month) and try to talk to the homeowners/leave cards behind. Problem? It's only about 9,000 homes to hit up...

that's a lot of 180+ days on there...unfortunately many states passed some kind of moratorium (typically 90 days) which merely adds to the time it takes to foreclose on top of each state's general time line. Meaning that most of these are about to hit the bricks by the end of this year/early...

Why not? When you can sit at home and collect virtually the same as if you were working 30-40 hours a week...in theory it would allow you to study a new skill that potentially would pay off better. Of course many don't follow that routine and think the lazy way.

More and more delinquents will continue the foreclosures into 2010, 2011 & 2012 as the process to foreclose is long enough as is, and will get longer as lenders drag their feet before forcing to do so. I inspect enough of them and see plenty of abandoned places; people just up and left (and...

just a way the numbers work. Energy's unlimited anyway...so how can you make too much? :D

better get some coffee and a bite to eat...gonna need it to read these :D

not the only one. I had a retirement community near me file Chapter 11 some months ago. Not as wealthy/big as this one, but probably more of you might say an "average" one. These places just burn through money that the salespeople rope the elderly/their families into paying to get in...

6? Overall? In many cases try like 60...minimum! That's of course for the junk jobs that anyone is so desperate to take these days...

They see the money now, not over the longer run.

wonder if gold plated is next on the list...:p :D

Will these turbines: a) be cheaply made out of plastic and break down repeatedly b) contain high amounts of lead c) really cost dirt cheap to be produced yet will be overcharged for d) all of the above

Or just make plenty and pay it in full upfront in cash :D Then you never have to "worry" about selling it off or secured with a mortgage...moving? rent it out!

wow...just wow. Now the $64,000 question. Did she use that 8K credit toward down payment? If so, congratulations, there's your house with virtually no money down! (or <1%). I give her 5 years if she doesn't try to flip it first before foreclosure. Which sucks, but looks like is the new...

looks like Joe slipped up again :p Or just actually decided to tell it like it is...

makes it easier. Wipe out everything and keep the cash.