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Everyone sees different timestamps based on their timezone. Click on "Your Account" at the top and then "Edit Options" to change yours. ET's clocks are still off by 4-5 minutes though, wish they would keep them sync'd with an NTP server, how hard is that?

Or more specifically the time period between when a rate increased was announced but before it took affect - that would be the best time to stock up on the forever stamps.

There would be a run on forever stamps only if you thought that the price of stamps would significantly outpace inflation or better yet the risk-free rate of return. The cost of hoarding stamps is the opportunity cost of not putting that capital to work elsewhere - its not a free lunch. What...

"Everyone falls the first time." - The Matrix

Oh really? If, as you say, "your goal is strictly to maximize the return on your investment, regardless of lifestyle" then I'm sure I can come up with a much cheaper way to live then either of your two choices. An honest financial analysis would pick the lifestyle you want and then determine...

Exactly my point. Its like comparing buying a motorcycle to renting a car because they are both modes of transportation. They are not equivalent thus the financial analysis is flawed. Then you should be comparing buying a condo to renting an apt. Your current analysis is comparing two...

Yes utilities are higher because...the average house is much bigger then the avg apt. I know we had this exchange before and you think that your comparison is fair but its seems ridiculous to me. Why dont you try comparing buying a house to renting the same size house? If you are not...

If you rent, there is little or no motivation to improve the place you live: paint it a different color, upgrade appliances, fixtures, landscaping. I understand that not everyone cares about such things however lots of folks do. Not everything is about money.

The confusing part is that its the second sale that causes the problem, read this and see if it makes sense: http://www.thestreet.com/markets/ericgillin/10071060.html

I believe the days of brokers allowing customers to "freeride" (trade with unsettled funds) is over because they have been slapped by the SEC. Of course I could be wrong.

No problem - the solution is to open a margin account, which will of course require more money.

Scan them with anti-virus software?

Google "SEC Settlement T+3" and read

You seem to have trouble distinguishing the difference between something being possible vs something being typical. You continually make these assertions about what "most" loans are like and then when called on it you simply state that some loans are as you describe. Some != Most Edit...

Do you have any evidence to back up these assertions or are you just making this stuff up as you go along?

I know I will be sorry for asking but what is your definition of un-conventional?

What percentage of loans do you believe have this provision? Unless you can answer >50% then you statement about "usually" is false. I strongly doubt that >50% of loans have such a provision. You seem to be arguing (now) that such provisions exist at all while what you need to demonstrate...

I disagree regarding this statement: It may not be critical to the overall thrust of this thread but it certainly would be nice if you would just admit you were wrong on that one point rather than trying to defend a blatantly wrong assertion like that.

No, I happen to run across the review at TomHardware and thought if may be of general interest here. I have no idea if your proposed config will work but it sounds plausible (assuming your existing video card can handle the resolution requirements that the TripleHead2Go has)... Since this...

http://www.tomshardware.com/2006/05/04/can_matroxs_triplehead2go_span_fun_across_three_displays/ Direct Matrox link : http://www.matrox.com/graphics/offhome/th2go/home.cfm