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I've stated the year several times already... 1995. (bold letters this time) I've also stated the year the last activity involving co-signing on a loan for a relative at the same bank as mine...2019. (bold letters this time) :D Now I've stated the above...again. Regardless, I'm still debt...

You can check your credit history to determine if you have good or bad credit rating regardless if you're debt free or not. It's free to check although your bank will do it for you and inform you about your rating for any personal loans or business loans. I had excellent credit prior to burning...

Suntrader, You can buy a car or lease one without a credit card although that's not what you were stating. Same with a home...you don't need a credit card. Someone jumped into the conversation to imply if you're debt free...you have no credit history... Not true. When my kid goes off to...

Never said "no loans" nor implied it. In fact, I've specifically gave examples of personal loans and mention business loan. Regardless, discussion only about "credit cards". wrbtrader

Exactly, you can have an excellent credit without a credit card although two people believed that's not correct. The key was that you had to have had good credit history prior to destroying those credit cards. Mine were destroyed in 1995 and it has not caused me any problems. That's the primary...

I'm sure you know you can put "action" on your credit history without the need of a credit card...right ? As stated from the beginning...pay off your loans...pay off your debt. You will not be penalized. wrbtrader

Everything I stated is true. I've clearly distinguished a few things... Credit Cards versus Debit/Visa and Debit/Mastercards. Then once you've established excellent credit and you've become debt free. You still have other bills that must be paid monthly...don't be late (e.g. cable bills...

If you've ever owned a credit card in your life. It's safe to pay it off and never own another one again especially when you have existing ongoing bills that you pay via bill paying, debit/visa, debit/mastercard, payed off student loans, home ownership (no mortgage) and so on. You'll have...

Obviously there's a lot more involved in that. For example, I do know Nursing Care owners can not have a criminal record. Also, I do know they're not allowed to own a Nursing Care while residing in another province and many other things that I do not know about. Thus, they must be regulated or...

You can maintain a credit score without a credit card. In fact, you can have excellent credit rating without ever owning a credit card or once owning a credit card years ago prior to becoming debt free. :sneaky: wrbtrader

Nursing Homes or Long Term Care Homes in many countries are privately manage...its a business. Here in Québec, Canada...it's cited as one of the primary reasons for the spread of Covid-19 to the elderly. The backlash from families of victims has been huge. It was big enough that the government...

Yeah, it was the birth of germ / biological warfare. In fact, you don't need to kill off millions of people... You only need to cause financial damage that results in other societal problems and change in the political structure that benefits your agenda. wrbtrader

Depends on the school because some schools do not have vaccination policy as a requirement for enrollment. Also, you should read up on the history of diseases in the school system involving Measles, Meningitis, Chicken Pox and others. People tend to freak out more when their children become...

It's not complicated. Just list some basic info (e.g. broker, trade execution platform, charting service, trading instrument, location, trading style). Then post a message at forums with that info to see whom are interested. Seriously, I've seen very good chat trading groups based upon just...

There are debit cards, credit cards and debit visa/mastercards. Don't get confused about their differences. wrbtrader

Most people that use meditation in their trading were using it in other areas of their life prior to trading. They'll most likely continue using meditation after trading. In fact, I see no relationship between their use of meditation and risk management. wrbtrader

Typically its someone that either doesn't understand the statistics of their trade method or they're trading without a trading plan. The brief hypothesis you gave is not a trading plan nor a trade method. For example, you use the words "I think" a few times without explaining the WHY...usually...

I only have Debit Visa and Debit Mastercards...cashback rewards, rewards points, purchase alerts, bill paying and same protections as a credit card. Also, I'm debt free. wrbtrader

Please go say the same thing in that other trade journal thread that you're a heavy participant... You know the one I'm talking about...right? It's the one that the OP does not post any redacted screenshots, does not post any broker statements, does not post any performance metrics, does not...

Yeah, some of these people from that other trade journal have recently come unglue. I count a total of 5 active members from that other trade journal that are trolling or causing problems for other members...two have called it quits and left the forum after a bitch fest with other members. Its...