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Maybe that's not the right question... The question could be how do you know when a company is not being ethical in their science ? An example could be @ https://en.wikipedia.org/wiki/Theranos Simply, when ethical standards are not being followed...usually the employees will whistle-blower...

Maybe if the science doesn't use proper protocols to prevent errors. Also, if you know the science without oversight...it can be manipulated but that then gets into the ethics of the science. wrbtrader

Mom already knew here family history via genealogy research. Actually, grandparents were the first to do their genealogy research going all the way back to the 1800's. Only reason why Mom tried the ancestry.com thing was to see if it was accurate...it was not. wrbtrader

As an example of when cash is more convienient than debit visa/mastercards, credit cards or debit cards... Neighbour's kid wants to cut your grass. Obviously you aren't going to give the kid your credit card, debit card nor debit visa/mastercard. :D Giving the kids cash when they plan to hang...

Millions of dollars (e.g 300 million) but never realized they were worth billions of dollars. They can keep my mom's DNA records considering twice it was incorrect. :D I do know its popular business but just didn't realized it was billions of dollars for one company. wrbtrader

Neither have I heard of anyone maintaining good credit score by just (as in only) paying their monthly utility bills. :D You need to do other things too as I mention to help a relative establish a good credit history. Just do it every 3 - 4 years whenever a need arises. You have no debit card...

It's the context of the overall message post. Thus, you can't just isolate one word or one sentence and then get upset if that one word or one sentence is censored. By the way, I think I was part of the thread you're talking about. The thread itself was not offensive, racist nor bigotry. In...

I didn't realize those ancestry business were worth that much. Regardless, still don't trust their results. Mom used it twice...a few years apart. She got completely different genetic ethnicity results when comparing the results. First time she used it, she used her maiden name. Second time...

Butt is a little too big for me but everything else is delicious including what looks like a steak on the barbecue. :sneaky: She's got Cherokee features too...that's a big plus. wrbtrader

There's a difference between debit cards, debit visa/mastercards and credit cards. I agree with you on some points. I do own a debit card at another bank but its rarely used...maybe I used it once in +10 years but only because I had forgotten my primary wallet that has my Debit...

I think we've run out of Pandemic debates...maybe its time for us to go back to the "Sweden" thread or any of the multiple Covid-19 threads. Good debates there. Much better than debating about credit cards, visa debit, debit cards, credit history or whatever. :D Yet, it does make all the old...

I never said "no activity'. I said NO DEBT or I've stated Debt Free. Also, I've stated when I checked my credit history...there were activity in last year. I then specifically named what caused those activity (cosign a loan, cell phone). Recent post I stated...if there's no activity for the...

Welcome to ET new member...redundant spoiler alert. Everyone of your message posts in this thread, many of them to me specifically. :rolleyes: Reminder to your other alias...don't bark up this tree. wrbtrader

I was very clear before your message post...before you showed up. You just didn't read it...not a problem. Direct link here @ https://www.elitetrader.com/et/threads/do-you-keep-a-credit-card-or-only-a-debit.348553/page-3#post-5174972 Quick summary...no credit cards since 1995. Debt free since...

You spoiled the fun with the info link :D I'll now add to your link the Benefits of Debt Free. https://www.moneycrashers.com/reasons-get-out-debt/ I like #4...better credit score, low interest on any futures loans and recently I scored a great deal on an international cell phone plan because...

The point I've been making that I believe has been missed... I'm talking about "credit cards" and having established / maintaining "good credit rating" without "credit cards" after you've cut them up / burned them / put them in a shredder or whatever. "Credit History" was thrown in there later...

Yeah, when I show them my debit visa/mastercard...the store clerk ask me will it be debit or visa/mastercard. If I say "debit"...purchase accepted. Card tap on the machine (pay pass...contactless). If I have a slip of the tongue and accidentally say "credit" for the exact same card at the same...

Debit visa/mastercard have the same protections and depending upon the bank or offer...same rewards as a visa / mastercard. Yet, not all credit cards offer rewards. Regardless...still no problems for me without a credit card. wrbtrader

Actually, you didn't catch it but it was corrected. I originally type was 1819. :D P.S. I foresaw that Biden will select a black female as a running mate (not literally). I saw it. wrbtrader

Almost... I think the only years I had inactivity or no activity on my credit history was when I was in the military. Not sure considering I didn't check my credit history while being a soldier but it did cross my mind when the girl I was dating wanted to move off base. :D Ever since...there's...