I would say first start with a demo account and once traded it for as little as six months we should move forward to other live trading account either it is micro or regular one.
I think if we are in learning phase then better sticking with a demo account which comes up with virtual funds so even if we lose we actually don't lose anything yet learn from our mistakes.
New traders lose money in forex and some also losses more money while chasing their lost money however those who let go off these losses eventually become successful in future.
Using stop loss and cutting off the losses earlier can help us reducing the risks of loss because bad day can also occur to professional traders and without stop loss we can blow up our entire account within no time if odds turned against us.
I havent used both ctrader and mt5 because i am trading through the mt4 but in future i guess i will be shifting to the mt5 if mt4 get disconnected in future.
The new traders being unaware of the market conditions should keep the leverage low in start or otherwise higher leverages can claim higher damages too.
Still hard to find some lol but actually the forex market is crazy where many buying and others selling at the same time thinking they are more clever than others.