Not sure what distance you're willing to go in order to get a reliable $TICK, but this might be worth looking at.
http://www.neotickerwiki.com/tiki-index.php?page_ref_id=1926&PHPSESSID=b2c8b8dacce815f010cf27039d4dc2f1
Neoticker never seems to get listed in these what platform should I use posts. Take a look at their help file and give the demo a shot if you have not already.
In a former life I was a Retail District Manager for VerizonWireless. One of the few perks was getting to use tons of different phones as they were being tested, etc.
I now have an Iphone on Tmobile. They missed the boat on lots of features. No native pix/video messaging, no junk mail...
I think what you need is something that that will virtualize your main PC environment and apply that to a host computer.
Try looking at MojoPac, you can even use your old Ipod. There is a free version on the site as well, worth looking into.
http://www.mojopac.com/portal/content/how/
I live in Boca Raton, FL and already see many of the 50 yr mortgage signs littering the street. It is the new weapon of choice for the brokers it seems.
Not sure about the other parts of the country but it has already started affecting the retail consumer here. It's not hard to go out to...
I currently live in Boca Raton and do quite a bit of traveling around South Florida for work.
If you are not bilingual then you should be looking at Ft. Lauderdale or north of it. It really is a different world down there. Nice for a day or two of fun. Then you want to be out of it...