Well if i wanted to go with the ramsey portfolio i would do it using passive etfs.
I surely would NOT use actively managed mutual funds.
But again it doesn't get you less volatiliy (reacts pretty much the same as S&P 500 to market swings) and
it also doesn't guarantee you higher profits (depends...
Dave Ramsey recommends a 100% equity portfolio consisting of actively managed mutual funds.
He recommends growth (mid cap), growth & income (large cap), aggressive growth (small cap) & international funds @ 25% each.
So i did some research and it seems like this are actual funds dave recommends...
Yeah but what if you invest a lump sum in the s&p 500 today and tomorrow it goes down and stays down for 20 years? Very unlikely but not impossible. (Already happened)
Of course (as i said in my last post) that can also happen after you DCA'd in over 20-30 years just when you want to retire...
Well i think he summed it up pretty good in this video:
So that's probably the approach i would be taking. DCA in over 4-5 years.
Well i understand that most of the time lump sum will perform better or not much worse than DCA but it's NOT always that way. (Just watch the video)
I get DCA...
This is a theoretical question.
Lets say you had a nice 6 oder 7 figure sum that you would like to invest in the VOO S&P 500 ETF for retirement.
How would you do that?
Investing the lump sum could go horribly wrong if you invest at the wrong time.
DCA every month over 20-30 years (if you have...
Thanks for all the feedback, i really appreciate it.
Thanks for posting this chart as i was not aware of this and of course this is something i want to avoid.
The problem with putting little amounts in every month (vs. 300k at one time) is that i would loose out on a lot of compound...
I think about selling an appartment and putting the 300k into VOO (Vanguard 500 Index Fund ETF) as my retirement plan. (I'm 30)
This would be my first investment towards retirement.
I did quite a bit of research and if i understand correctly this is one of the safest investments i can make long...
I want to talk about this again.
Using both macroaxis.com and simplywall.st i noticed their "estimation of fair value" can be far of on the same stocks:
So can one of these (or even any) sites be trusted?
I mean if theres already that much discrepancy on the "fair value" of a stock price i...
Well thanks for the suggestions. I will probably stick to the limited macroaxis free version for now.
I think about subscribing to simplywall.st but will keep using the free version for awhile until 100% sure it's worth it for me.
I want to enter the symbol and then know if the stock is under/over valued, like this:
https://www.macroaxis.com/valuation/AHT
simplywall.st also has this feature:
But both these services are limited to just a few free reports per day.
Is there a similar service that's completely free...
The chart history wasn't the only deciding factor. :)
If GTA 6 will be a killer then probably yes.
Their aquisation of zynga could/should also lead to the stock price going up.
But for now i will keep watching and look at some other stocks aswell.
I'm also no gamer and never have been really...