If you don't want to trade, keep it in something like this... (750K-800K)
VYM
VEU
VCIT
VNQ
VNQI
and keep 100k-150K for something a bit more aggressive...
Exactly.
It's just the cost of doing business. Just like any other business. Real estate... repair cost, restaurant... cost of food. You spend money to make money. If you found a way to make money from short term trading, the fees are just the cost of doing business.